Building credit is easy with the Extra Card! It’s the first debit card that lets you build your credit safely and earn reward points with every purchase. No interest rates, no credit checks. Choose from 2 membership plans and pay as low as $12.42 per month. Start building credit with your daily purchases!
Start Building Your Credit with Extra Card:
- Click here to sign up for Extra Card
- Create your account
- Once your application gets approved connect your bank account to Extra
- Extra will assign you spending limit called ‘Spend Power’ based on your bank account balance
- Make purchases with the Extra Card like you would with any debit card
- When you use the card, Extra pays for the purchase
- Then your Spend Power pays Extra back for the amount
- These paybacks are reported at the end of each month to the credit bureaus Experian and Equifax, helping you build credit over time!
Choose from 2 Membership Plans
- Credit Building Plan – $20/month or $149/year (just $12.42/month)
- Extra debit card
- No interest charges, no credit check
- Reports to Experian and Equifax
- Track your spending through the Extra app
- Credit Building + Rewards – $25/month or $199/year (just $16.58/month)
- Same perks as the standard package
- Plus, earn rewards from purchases made with participating merchants
Apply now for an Extra Debit Card with no credit check!
Note that all subscriptions automatically renew. You can cancel your membership anytime by contacting their customer support team through the app or by emailing them at hey@extra.app.
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