Build credit and grow your savings with Cheers, no hidden fees and no hard credit checks! With transparent costs, low fixed APR and automated approach, this financial technology platform is ideal for those who want credit building on autopilot. Plus, it reports to all three major credit bureaus within 15 days of opening, which is faster than many traditional alternatives.
The concept is simple – you choose a monthly payment plan that fits your budget and make on-time payments for 24 months. Cheers reports your payments to all three major credit bureaus which helps you build more payment history. At the end of your plan, you receive your full savings, minus the interest.
Also, you can cancel anytime and withdraw your savings without penalty.
Get Started with Cheers Today:
- Go here for Cheers credit builder
- Choose a monthly payment plan that fits your budget
- Sign up and verify your account
- Make monthly payments (your money is FDIC-Insured)
- Cheers reports to all three major credit bureaus
- Build credit every month while you save!
Cheers Credit-Building Plans
Cheers offers four 24-month plans that feature an APR of 12.15% (except for the Starter Plan, which has a 15.00% APR). There are no application fees, maintenance charges, or early cancellation penalties. You can choose from:
- Starter ($7/month for 24 months) – for first-time credit builders
- Builder ($24/month for 24 months) – for rebuilding or steady improvement
- Achiever ($46/month for 24 months) – for preparing for major goals
- Max Builder ($144/month for 24 months) – for maximizing reported activity
Sign up for Cheers today and build credit fast with low interest!
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