One way to save money while shopping at Target is by signing up for a RedCard – now âTarget Circle Cardâ. Circle Card holders will get the same benefits and discounts, like 5% off nearly every purchase – whether in-store or online, signing up for a credit card, debit card, or reloadable account for free. This can save you a considerable amount of money over time and, you’ll have an extra 30 days to make returns on items you’ve purchased.
For a limited time, new Circle Card holders will get a $50 off coupon on orders $50 or more, the coupon will be mailed to all approved cardholders and will be valid for 30 days after activation. This offer is for any approved credit or debit card, in-store or online.
In addition to this, Target Circle Card Reloadable Account holders can score a $50 credit when they open the said account and spend $50 or more at Target!
How to Apply for a Circle Card?
Target Circle Card and apply for a credit or debit card which will be linked to your existing account. Signing up for either is completely free with no annual fee! One of the benefits is that you may also withdraw up to $40 in cash at checkout in-store.
What you get with Target Circle Card:
- Save an extra 5% when you pay with your Circle Card â in-store and online!
-  Get free 2-day shipping on most items on Target.com â no minimum purchase!
- Link your Circle Card info in the Target app for a faster checkout experience!
- Additional 30 days for returns and exchanges!
- $500 savings based on estimated year one spend of $1,000 on diapers and supplies and more!
- $675 annual savings based on the May 2021 Official USDA Food Plan average costs for a family of 4!
- Target Mastercard 1% and 2% reward program is offered by Target Corporation!
- Save 5% when you use your Circle Card at any in-store Starbucks location!
- Early access to special events, products & promotions!
- $50 off coupon on orders of $50 and above
NEW Reloadable Circle Card â No Bank Account Needed!
Circle Card Reloadable Account offers all the same benefits as the other RedCard options, but it doesnât require a credit check or bank account! To get a Reloadable card,
- Must be 18 years and above
- Must have an active/valid email address
- Enter your Social Security Number to verify your identification
Note that the credit will be added to your account within 30 days of the $50 transaction. You must spend $50+ in one transaction and you cannot get cash back. There is a limit of one credit per customer.
If you are interested in a Circle Card Reloadable Account, make sure to take a look here.
Target Circle 360 Membership
Targetâs new paid membership Circle 360 is here – the price is $49 per year, after May 18th, the price will change to $99 a year. Check out more details here!
Target Circle Week
Target Circle week will be running through April 13th and you can save big on sandals, tees, dresses, toys, bedding and more! To shop during this event, join Target Circle at no cost!
Opened new reloadable account in November, made purchase with temporary account number on my reloadable account page. Never got the credit. Call in today and am told that I had to wait until permanent card came and make transaction via those numbers. Doesn’t matter that it was made on this new never before had account. Elevated to supervisor. Same story. Such a hassle. Now I’m returning item.
Oh no! So sorry to hear that. It sounds like a drag. Thank you for sharing your experience though.
Hi do I get 5% discount when I get a Reloadable card,?
Yes, Lisa, you do! The reloadable card gives you 5% off like the credit and debit cards do.
this is awesome! Thank you. I signed up and was approved for the card, but I donât see a $50 off $50 order coupon in my account anywhere. where can I find it??
Yay! The coupon should be loaded into your Circle. Let me know if you see it there!
The only thing I see is a bonus that will give me $10 if I make two 2 $50 purchases đ
Sometimes it takes up to 48 hours to show up in your account. So I’d give it a bit of time. And if nothing changes, their customer support should be able to help you out and add it in manually. Keep me posted please!
Thanks!
You’re so welcome!
Does this work for already red card users?
They don’t specify, so I assume it would be fine as long as you apply and get approved for a different type of card than you already have. Only the reloadables need to be related to new accounts. Let me know if this works!
I took this deal! unfortunately gift cards don’t count towards the coupon. but even still I was able to get dishwasher tabs, airwick plug, a cardigan, some stocking stuffers and 5 $10 gift cards for $60! such a great deal.
That’s great haul! Happy to hear you scored!
Okay, I applied for the debit card option. Didnât know you would need to be approved for a debit card? Not sure how that works? Also, I always thought if you get a message about getting a response in the mail in 7-10 business days usually means a denial letter? Not sure, I know tbh I know my credit isnât the best, but then again itâs the debit card option I applied for? Any thoughts please?
Hi Christopher! Yes, same as on credit RedCard applications, Target also needs to review all debit RedCard applications. There is no specific mention of the criteria needed to qualify on their website but usually, if you are accepted, it will tell you immediately. If it helps, I would suggest calling your local Target to ask and confirm the status of your application. I’m sure they’d be able to give more info. Let us know how it goes too please!
It took me twice to sign up. My fiancĂ© and I both have 750+ credit scores and were told that we would receive a letter & denied on the first try. We were sent a letter needing a simile identity verification. Donât give up right away, usually itâs something as small as a verified process- and if all else fails ANYTIME you get a denial letter Always call the reconsideration line at the card company. #1 reason being that they probably just need to verify your identity. And if itâs something else, atleast you have room to explain your situation around your denial and they can possibly change their mind. Most people have a fraud alert on their consumer report or forget to unfreeze their bureaus before applying and donât even realize it. A quick call can eliminate a lot of things. Another thing that I would try is: Google the bureau target uses to determine approvals for their credit cards. Freeze all bureaus but that one. (Hopefully itâs your highest score) that way they only have one bureau to pick through to say yes or no to, instead of 3. Also, freeze the smaller bureaus (thereâs 200) sage stream, innovis, clarity services, certegy, core logic teletrac, core logic credco, Lexus nexus, Chex systems (this reports your previous banking and tattle tales on you, and ____ (this tells all your banking transactions since your first bank account and also illegal where they get their info from) on each bureau ask for a report to be sent to you and then fill an opt out form (5years will do) on any reporting of your consumer report. If they report illegally itâs 1k per time. Pull a report from them every 3 months. This wonât fix the bad things on your report it will only bandaid it⊠making it illegal to report any of your private transactions etc. also write every financial company, utility company, banking facility, credit card company and send them an arbitration opt out. Tell them youâre redacting any verbal, written, or non written agreements previously stated by you to any arbitration clause on their part. 2024 they changed the laws to our favor. Go on chat gtp4 and ask them to write the letter for you and 30 seconds later youâll have it. Send this certified mail (green) to everyone. Theyâll no not to play with your privacy. Youâre now skipping over reg court systems and placing them straight to federal court. Trust and believe your file will be in tip shop before the next morning.
My biggest thing was never getting the $50 credit after alllllll of that đđđ© #life
OMG! This is so helpful! Thank you for sharing!